This Privacy Policy sets forth guidelines concerning how Athene Annuity Life & Assurance Company (”Athene Annuity”) gathers and uses information about your interaction with this website (the “Site”). This Privacy Policy concerns only this Site, and does not concern any website to which this site may link.  You should examine the privacy statement of those sites to learn how your information may be collected, used and disclosed.

This Privacy Policy seeks to help you understand whether and how we collect information about you when you visit the Site, and how we use such information. Please read this Privacy Policy carefully, and consult our Terms of Use for more information about the general terms and conditions regarding your use of this Site.

In the event that you have any questions or concerns about the guidelines set forth in this Privacy Policy please contact us.

A. The Types of Information We Collect About You

When you visit and browse the Site, we may collect information through technology.

1. Information You Provide to Us

Athene Annuity does not currently provide client or account specific information through the Site and as such, the Site will not request any personally identifiable information such as your name, postal address, e-mail address, telephone number, facsimile number and investor status at this time.

2. Information We Collect Through Technology

We may collect information about you through technology. For example, when you visit the Site, we may collect your IP address. (An IP address is often associated with the portal through which you enter the Internet, like your ISP (Internet service provider), your company, or your university.) Standing alone, your IP address is not personally identifiable. At times, we may also use IP addresses to collect information regarding the frequency with which visitors browse various parts of the Site.

The Site may also use cookies. (Cookies are pieces of information that a website sends to your computer while you are viewing the website.) We and other companies use cookies for a variety of purposes. For instance, when you return to our site, cookies provide information to the site so that the site will remember who you are. You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your web browser settings. Each browser is a little different, so look at your browser Help menu to learn the correct way to modify your cookies. If you turn cookies off, you may not have access to many features that may make your browsing of the Site smoother.

The Site may also use other technical methods to track visitor usage, including web beacons. (“Web beacons” are small pieces of data that are embedded in images on the pages of a website.) We may also use these technical methods to analyze the traffic patterns on the Site, such as the frequency with which our users visit various parts of the Site. These technical methods may involve the transmission of information either directly to us or to another party authorized by us to collect information on our behalf. We may also use these technical methods in HTML e-mails that we send visitors to the Site to determine whether such visitors have opened those e-mails and/or clicked on links in those e-mails. We may collect the information from use of these technical methods in a form that is personally identifiable.

We may provide links on the Site to third parties. In addition, third parties may also provide links to the Site. Should you choose to visit these third party sites, you should review their privacy policies to ensure you understand and are comfortable with their practices concerning your personal information. We do not accept, and do disclaim, any responsibility for the privacy policies and information protection practices of any third party website (whether or not such site is linked on or to the Site). These links are provided to you for convenience purposes only, and you access them at your own risk.

B. How Personally Identifiable Information We Collect About You is Used

As stated, Athene Annuity does not currently collect personally identifiable information other than information collected through technology through the website.

C. Additional Ways Personally Identifiable Information May be Disclosed

We will disclose personal information when we believe in good faith that such disclosures (a) are required by law, including, for example, to comply with a court order or subpoena, or (b) will help to: enforce our Terms of Use; protect your safety or security, including the safety and security of property that belongs to you; and/or, protect the safety and security of the Sites, databases, and/or third parties, including the safety and security of tangible and/or intangible property that belongs to us or to third parties. In the event that we sell all or part of our business, we will include provisions in the selling contract requiring the purchaser to treat your personally identifiable information in the same manner required by this Privacy Policy (as it may be amended from time to time).

D. The Security Measures We Take to Safeguard Your Personally Identifiable Information

The security and confidentiality of your information is extremely important to us. We have implemented technical, administrative, and physical security measures to protect guest information, to the extent collected, from unauthorized access and improper use. From time to time, we review our security procedures in order to consider appropriate new technology and methods. Please be aware though that, despite our best efforts, no security measures are perfect or impenetrable.

E. Amendments to this Privacy Policy

These guidelines were adopted with the realization that both the Internet and the Site are still evolving. Accordingly, this Privacy Policy is subject to change.